We offer a range of ways to pay, including paying in full or by regular instalments, we may also accept a reduced settlement. You can see our full range of payment methods here.

If your finances have reduced, please get in touch with us so that we can review the situation with you and agree a suitable rearrangement. We may reduce your monthly payments or we may decide to pause your payments, if we feel it is appropriate.

If we don’t receive payments or any communication from you, we may refer your details to a solicitor in order to reclaim this debt on our behalf. This could result in court action and may lead to a County Court Judgment (CCJ) or further enforcement action, which could have an adverse effect on your credit rating and incur additional costs, which will be added to the outstanding balance.

Before we purchased this debt, we carried out a number of checks to be sure that this debt was still able to be reclaimed and made sure that we had the most up-to-date details for you. However, if you would like more information, please get in touch with us on our contact page.

As your original creditor was unable to reclaim money owed to them, they decided to sell your account to a company who specialises in debt recovery. We are able to use our expertise to allow the repayment of debt to be managed in a fair and efficient manner.

Restons Solicitors Limited is a firm of solicitors that specialises in debt recovery and is regulated by the Solicitors Regulation Authority. If you have received communication from them, it is because we have been unable to reclaim money owed to us and have therefore instructed them to act on our behalf in order to recover this debt. You should still receive the same level of service from them as MFDP therefore please get in touch with them as soon as possible if they have contacted you.